With so many options, how, you may wonder, should you choose the right credit card? We’ve got a list of the best credit cards you can get depending on your lifestyle. This list works for those with excellent credit.
Best for Travel: Chase Sapphire Preferred Card
This card offers 2x points per dollar spent on all travel and dining at restaurant purchases. Its points are also worth 25% more when redeemed for travel through Chase Ultimate Rewards. You also earn up to $50 in statement credits towards grocery store purchases.
Best for Cashback: Discover It Cash Back
This card offers 5% on select categories like groceries, restaurants, and gas stations each quarter. The max spend per quarter is $1,500. You also get 1% cashback on all other purchases. They also match 100% of your rewards within the first year.
Best for Balance Transfer: Citi Double Cash Card – 18 Months BT Offer
This card pays 1% on purchases and 1% on payments made. So if you charge $100, you get $1 as cashback. But if you pay the entire balance, you get another $1. This card also has a 0% introductory APR on balance transfers for 18 months. You also earn 2% with every purchase.
Best for Sign-Up Bonus: Chase Sapphire Preferred Card
You get a 60,000 point sign-up bonus with this card. These points are worth 25% more when you redeem them for travel through Chase Ultimate Rewards. This makes those sign-up points worth $750! Now that’s a bonus!
Best for General Rewards: Capital One Savor Cash Rewards Credit Card
This is one of the top rewards credit cards. You get a bonus of $300 cash when you spend $3,000 in purchases within the first three months. You also get 4% cashback on dining and entertainment from a network of diverse merchants, including cafes, bars, bakeries, fast food chains, record stores, video rentals, dance clubs, and more.
Best for Students: Chase Freedom Unlimited
With the Chase Freedom Unlimited card, you earn 5% cashback on travel, 3% cashback on restaurants, including take-out and eligible delivery services, $3 cash back on drug store purchases, and 1.5% cashback on all other purchases.
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